SEBI updates digital KYC for overseas investors from 3 December
SEBI has issued a revised digital Know Your Client (KYC) framework for individual investors who live outside India. The 4 November 2026 circular says the new framework takes effect on 3 December 2026 for eligible clients.
Who can use digital onboarding from overseas?
The circular covers individual non-resident Indians, Overseas Citizens of India and foreign nationals. For eligible individuals located in countries compliant with Financial Action Task Force (FATF) standards, a SEBI-registered intermediary may accept KYC information and supporting documents digitally while the client is abroad.
How intermediaries can use existing records
The intermediary is expected to seek the client’s PAN and Central KYC ID, if available, and retrieve records from the relevant registries. It can request additional details if records have changed, are incomplete, or need further checks. Where video in-person verification applies, an authorised official must attend.
The circular describes the scope, verification steps and exceptions. Check the intermediary’s onboarding process and eligibility requirements before submitting documents.